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Showing 2 mortgage brokers in Ozone Park, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gadura Mortgage
106-09 101st Ave Suite 1F, Ozone Park, NY 11416
7186400444
Brookville Mortgage
105-01 Liberty Ave, Ozone Park, NY 11417
7188457993
What Does a Mortgage Broker in Ozone Park Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee of $2,000 to $5,000. New York law requires brokers to disclose all fees in a Loan Estimate within three business days of application. Costs vary based on loan size, credit profile, and lender terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Ozone Park?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information and shop for loan options that fit your needs. In New York, brokers must provide a written disclosure of their fees and any lender compensation.
Do I need a license to be a mortgage broker in New York?
Yes. New York requires all mortgage brokers to hold a license from the Department of Financial Services. They must pass a background check and complete pre-licensing education. You can verify a brokers license on the NMLS website.
What documents do I need to apply for a mortgage in Ozone Park?
You will typically need pay stubs, tax returns, bank statements, and identification. New York also requires proof of homeowners insurance. The broker will provide a list of required documents based on your loan type.