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Compare mortgage brokers in Lake Ronkonkoma. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Lake Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage brokers in Lake Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruben Yosopov, Licensed Associate Real Estate Broker
289 Portion Rd, Lake Ronkonkoma, NY 11779
3477242733
Contour Mortgage - Ronkonkoma
4949 Express Dr N Ste 103, Lake Ronkonkoma, NY 11779
5168487034
Dave Trabosh - Contour Mortgage
4949 Express Dr N, Lake Ronkonkoma, NY 11779
5168487034
Mortgage brokers in Lake Ronkonkoma, New York help home buyers and refinancers find suitable loan products from multiple lenders. New York State requires mortgage brokers to be licensed through the Department of Financial Services and follow strict disclosure rules. Working with a local broker can simplify the process of securing a mortgage for homes in Suffolk County.
What Does a Mortgage Broker in Lake Ronkonkoma Cost?
Mortgage brokers in New York typically charge an origination fee of 1% to 2% of the loan amount. Some brokers also receive a yield spread premium from lenders, which must be disclosed. For a $400,000 loan, broker fees might range from $4,000 to $8,000. Additional costs can include application fees and processing fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Lake Ronkonkoma do?
A mortgage broker acts as an intermediary between you and multiple lenders. They help you compare loan options, gather documents, and guide you through the application process. In New York, brokers must provide a Loan Estimate within three business days of your application.
Do I need a mortgage broker to buy a home in Lake Ronkonkoma?
No, you can apply directly with banks or credit unions. However, a broker can offer access to more lenders and potentially better terms. New York law requires brokers to disclose their fees and any compensation from lenders upfront.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.