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Looking for a mortgage broker in Kingston? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Kingston, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 14 mortgage brokers in Kingston, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Quintana Team, Keller Williams Hudson Valley North
15 Taylor St, Kingston, NY 12401
8458536910
Upstate Valley Homes | Madison Stefanchik, Hudson Valley Upstate Catskills Real Estate Agent
89 N Front St, Kingston, NY 12401
8452048454
Homestead Funding Corp. – Kingston
115 Green St suite b, Kingston, NY 12401
8455142403
Centennial Mortgage
312 Wall St, Kingston, NY 12401
8009727759
Liz Moeller - M&T Bank
108 N Front St, Kingston, NY 12401
8454062317
Matthew Wolf, Mortgage Originator
27 Main St, Kingston, NY 12401
8454548555
Anthony Urciuoli - Mortgage Loan Officer
411-415 Washington Ave, Kingston, NY 12401
8454898470
Chase Mortgage
256 Plaza Rd, Kingston, NY 12401
8453395750
Wintrust Mortgage
312 Wall St, Kingston, NY 12401
8453391341
Mortgage brokers in Kingston New York help home buyers and refinancers connect with lenders and loan products. They must follow New York Banking Law and be licensed by the New York State Department of Financial Services. A local broker can offer guidance on programs like the State of New York Mortgage Agency (SONYMA) loans for first-time buyers.
What Does a Mortgage Broker in Kingston Cost?
Mortgage broker costs in New York typically range from 1% to 2% of the loan amount. This fee is often paid by the lender or split between you and the lender. Some brokers charge a flat fee of $2,000 to $5,000. Always ask for a written disclosure of all fees before proceeding. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Kingston New York?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options from multiple lenders, and help you through the application process. In New York, brokers must be licensed and disclose their fees upfront.
How is a mortgage broker different from a bank in Kingston?
A bank lends its own money directly to you. A mortgage broker does not lend money; they find a lender from their network that fits your needs. Brokers can often offer more loan options than a single bank, but they charge a fee for their service.
What New York laws apply to mortgage brokers in Kingston?
New York Banking Law Article 12-D requires all mortgage brokers to be licensed by the NYS Department of Financial Services. They must provide a Mortgage Broker Agreement and a Good Faith Estimate within three business days of application. Brokers cannot charge upfront fees without a signed agreement.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.