ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage brokers in Johnson City, New York. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Johnson City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage brokers in Johnson City, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
365R Harry L Dr, Johnson City, NY 13790
6077979523
Century 21 Sbarra Real Estate Services
201 Oakdale Rd, Johnson City, NY 13790
6077572100
Absolute Home Mortgage Corporation
520 Columbia Dr suite 207, Johnson City, NY 13790
6072169832
Community Bank, N.A.
23 Riverside Dr, Johnson City, NY 13790
6076441270
NBT Bank
331 Main St, Johnson City, NY 13790
6077977940
Tioga State Bank
716 Harry L Dr, Johnson City, NY 13790
6074223235
Mortgage brokers in Johnson City, New York help homebuyers and homeowners find suitable loan products from multiple lenders. They work with local banks and national lenders to secure financing for purchases or refinances. New York law requires mortgage brokers to be licensed by the Department of Financial Services and follow strict disclosure rules under New York Banking Law Article 12-D.
What Does a Mortgage Broker in Johnson City Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. For a $300,000 loan, this means $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee between $2,500 and $5,000. Additional costs include application fees, appraisal fees, and title insurance. New York law requires brokers to disclose all fees in writing before you proceed. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Johnson City do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New York, brokers must provide a Mortgage Broker Agreement outlining fees and services before you apply.
How do I choose a mortgage broker in Johnson City?
Check that the broker is licensed through the Nationwide Multistate Licensing System (NMLS) and registered with the New York Department of Financial Services. Ask about their experience with local property types and their typical loan products. Read reviews and compare fee structures before committing.
What documents do I need for a mortgage application in New York?
You will need recent pay stubs, W-2 forms, tax returns for two years, bank statements, and proof of identification. For self-employed borrowers, additional profit and loss statements are required. New York law also requires a Good Faith Estimate of closing costs within three business days of application.
Free • No Obligation
Compare Mortgage Brokers
Get matched with agents in Johnson City who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.