Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage brokers in Fulton, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oswego County Federal Credit Union
707 S 4th St, Fulton, NY 13069
3158871030
Jessica Shepard, Century 21 Leah's Signature
566 S 4th St, Fulton, NY 13069
3156797014
Fulton Savings Bank
75 S 1st St, Fulton, NY 13069
3155924201
NBT Bank
1930 State Rte 3, Fulton, NY 13069
3155932165
PathFinder Bank
5 W 1st St S, Fulton, NY 13069
3155929545
Howard Hanna Fulton Appointment Center
18 Canalview Mall, Fulton, NY 13069
3155927653
What Does a Mortgage Broker in Fulton Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. For a $200,000 loan, this could mean $2,000 to $4,000 in broker fees. Some brokers may charge a flat fee or a combination of an origination fee and a yield spread premium. Costs vary based on loan complexity and lender terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Fulton New York?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you complete the application process. Brokers do not lend money directly but connect you with lenders who do.
Do I need a mortgage broker or can I go directly to a bank in Fulton?
You can choose either option. A broker can compare offers from multiple lenders to find competitive rates and terms. Going directly to a bank may be simpler if you already have a relationship, but a broker can save you time by shopping around for you.
How do I choose a mortgage broker in Fulton New York?
Look for a licensed broker with experience in New York mortgage laws. Check online reviews and ask for referrals from local real estate agents. Interview a few brokers to compare their services and fee structures before making a decision.