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Directory of mortgage brokers in Centereach, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Centereach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage brokers in Centereach, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Rita-Realty Connect USA | Real Estate Agency in Centereach | Realtors
1315 Middle Country Rd, Centereach, NY 11720
6313327897
Stephen Bello CBR, RENE, SRS RE/MAX Integrity Leaders
2100 Middle Country Rd Suite 115A, Centereach, NY 11720
6317362000
Chase Home Lending
2102 Middle Country Rd, Centereach, NY 11720
6462023946
A mortgage broker in Centereach New York can help you find home loans from multiple lenders. Brokers assist with first-time home buying, refinancing, and investment properties. New York requires mortgage brokers to be licensed by the Department of Financial Services and follow strict disclosure rules under General Business Law Article 12-D.
What Does a Mortgage Broker in Centereach Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. For a $400,000 home, this could be $4,000 to $8,000. Some brokers charge a flat fee of $3,000 to $5,000. Additional costs include appraisal fees around $500 to $700 and credit report fees of $30 to $50. New York law requires brokers to disclose all fees in writing before you sign any agreement. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Centereach New York?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New York, brokers must provide a Loan Estimate within three business days of receiving your application.
How do I choose a mortgage broker in Centereach?
Look for a broker who is licensed with the New York State Department of Financial Services. Check their experience with local property types and ask about their lender network. You can verify a brokers license on the NMLS Consumer Access website.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.