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Home Equity Loan Specialists in Johnson City, TN

Directory of home equity loan specialists in Johnson City, Tennessee. Verify credentials with the state state mortgage licensing authority before hiring.

17 agents listed
Updated June 2026
Johnson City, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 17 home equity loan specialists in Johnson City, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tennessee Title Loans, Inc.
601 W Market St, Johnson City, TN 37604
(423) 929-2270 tennesseetitleloansinc.com
Tim Arrowood | The Arrowood Team - Preferred Rate
119 Boone Ridge Dr STE 203, Johnson City, TN 37615
(423) 406-1567 arrowoodteam.com
The Pechmann Team at Ross Mortgage Corporation
4718 Lake Park Dr STE 2, Johnson City, TN 37615
(423) 251-8083 thepechmannteam.com
Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
(423) 232-0111 stevereed.benchmark.us
Security Finance
1012 W Market St STE 3, Johnson City, TN 37604
(423) 929-8113 securityfinance.com
Appalachian Lending
1200 N Roan St, Johnson City, TN 37601
(423) 232-8959 appalachianlending.com
Mortgages by Shawn Martin - Peoples Home Equity
110 Klm Dr # 2, Johnson City, TN 37615
(423) 617-9383 facebook.com
Encore Lending Group
206 Wesley St, Johnson City, TN 37601
(423) 262-8522 encorelg.com
Heights Finance
3915 Bristol Hwy #501, Johnson City, TN 37601
(423) 610-1132 heightsfinance.com
Dan Kublawi - Guild Mortgage
3300 Browns Mill Rd Ste 110, Johnson City, TN 37604
(423) 791-1495 branches.guildmortgage.com
Peoples Home Equity
206 Princeton Rd #33, Johnson City, TN 37601
(423) 928-5626 webermortgages.com
Bob Hefty
508 Princeton Rd STE 201, Johnson City, TN 37601
(423) 283-4702 migonline.com
Robert Weber-Peoples Home Equity
206 Princeton Rd #33, Johnson City, TN 37601
(423) 928-5626 cardinalfinancial.com
Patrick Mitchell Top Flite Home Loans
2726 E Oakland Ave STE 107, Johnson City, TN 37601
(423) 765-5664 tfhomeloans.com
Nolan Jenkins - Mortgage Consultant NMLS#2041081
206 Wesley St, Johnson City, TN 37601
(423) 676-5646 encorelg.com
The Jones Team Peoples Home Equity
206 Princeton Rd #33, Johnson City, TN 37601
(423) 483-0966
Peoples Home Equity
207 N Boone St #600, Johnson City, TN 37604
(423) 952-0172

A home equity loan specialist in Johnson City Tennessee helps homeowners access the equity in their property through a lump sum loan. Tennessee law requires lenders to follow specific disclosure rules under the Tennessee Home Loan Protection Act. These specialists guide borrowers through application appraisal and closing processes tailored to local property values in Washington County.

What Does a Home Equity Loan Specialist in Johnson City Cost?

Typical costs for a home equity loan specialist in Tennessee include origination fees of 1 to 2 percent of the loan amount appraisal fees from 300 to 600 dollars and closing costs ranging from 500 to 1500 dollars. Some lenders may charge application fees of 100 to 300 dollars. These costs vary by lender loan amount and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Johnson City do?
A home equity loan specialist assists with loan applications evaluates property equity and coordinates with lenders. They explain terms like loan to value ratio and help you understand Tennessee specific regulations such as the 15 day right of rescission for certain loans.
How much equity do I need for a home equity loan in Tennessee?
Most lenders require at least 15 to 20 percent equity in your home. In Tennessee the maximum combined loan to value ratio is often 80 to 90 percent depending on the lender and your credit profile.
Are there Tennessee laws that protect home equity loan borrowers?
Yes the Tennessee Home Loan Protection Act sets rules on prepayment penalties and high cost loans. Borrowers also have a three day right to cancel for most home equity loans under federal truth in lending laws.

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