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Home Equity Loan Specialists in Chattanooga, TN

Directory of home equity loan specialists in Chattanooga, Tennessee. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 20 home equity loan specialists in Chattanooga, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeRate Mortgage
7506 E Brainerd Rd, Chattanooga, TN 37421
(423) 805-9100 homeratemortgage.com
Tennessee Title Loans, Inc.
5040 TN-58, Chattanooga, TN 37416
(423) 899-7935 tennesseetitleloansinc.com
Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
(423) 565-8830 caseybryantmortgage.com
Check Into Cash
3800 Tennessee Ave #136, Chattanooga, TN 37409
(423) 822-9803 local.checkintocash.com
Highlands Residential Mortgage
6576 E Brainerd Rd a, Chattanooga, TN 37421
(423) 624-0448 highlandsmortgage.com
Mariner Finance
7000 Lee Hwy #400, Chattanooga, TN 37421
(423) 805-5373 locations.marinerfinance.com
The J Lending Team – Highlands Residential Mortgage
6576 E Brainerd Rd, Chattanooga, TN 37421
(865) 712-0352 thejlendingteam.com
Chatt Mortgage
6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421
(423) 591-9801 chattmortgage.com
PrimeLending, A PlainsCapital Company - Chattanooga
1200 Premier Dr #220, Chattanooga, TN 37421
(423) 414-3390 lo.primelending.com
McGinnis Team - Mortgage Lender - RWM Home Loans
300 Ashland Terrace, Chattanooga, TN 37415
(423) 800-5232 rwmloans.com
Corey Petree - Union Home Mortgage - NMLS# 168632
13 W Kent St Suite 101, Chattanooga, TN 37405
(423) 760-3861 petreehomeloans.com
Union Home Mortgage Vickie Phillips
13 W Kent St Suite 101, Chattanooga, TN 37402
(423) 320-8208 uhmchatt.com
Mortgage Investors Group
6221 Shallowford Rd #104, Chattanooga, TN 37421
(423) 899-2887 migonline.com
Cheryl Owens
1813 Market St, Chattanooga, TN 37408
(423) 504-9962 cmghomeloans.com
The Byram Group at CrossCountry Mortgage
36 E Main St #102, Chattanooga, TN 37408
(423) 708-4108 home.thebyramgroup.com
Mortgage South
6576 E Brainerd Rd, Chattanooga, TN 37421
(423) 624-3878 mortgage-south.com
Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
(423) 991-8004 richardsailors.benchmark.us
Scenic City Mortgage Team with LeaderOne Financial
1208 Pointe Centre Dr Suite 208, Chattanooga, TN 37421
(423) 704-9399 sceniccitymortgageteam.com
Beth Eubanks
1813 Market St, Chattanooga, TN 37408
(423) 598-8990 cmghomeloans.com
Dale Whaley - CMG Home Loans
1813 Market St, Chattanooga, TN 37408
(423) 593-2501 dalewhaley.com

A home equity loan specialist in Chattanooga Tennessee helps homeowners access the equity in their property through a second mortgage. Tennessee law requires lenders to follow specific disclosure rules under the Tennessee Home Equity Protection Act. These specialists guide clients through the application process and explain local lien priorities and repayment terms.

What Does a Home Equity Loan Specialist in Chattanooga Cost?

Typical costs for a home equity loan specialist in Tennessee include an origination fee of 1 to 2 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs total 2 to 5 percent of the loan value. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Chattanooga?
A home equity loan specialist helps you apply for a loan using your home as collateral. They review your credit, property value, and income to find suitable loan options. They also explain Tennessee specific rules like the 90 day rescission period for certain loans.
How does Tennessee law affect home equity loans?
Tennessee law limits the maximum loan amount to 80 percent of the home value for most properties. Lenders must provide a Truth in Lending disclosure within three business days. Borrowers also have a right to cancel within three days for non purchase loans under federal law.

Home Equity Loan Specialists in Other Tennessee Cities