Skip to main content

Compare Home Equity Loan Specialists in East Ridge, TN

Browse home equity loan specialists serving East Ridge, Tennessee. Contact information and addresses listed below.

5 agents listed
Updated June 2026
East Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 5 home equity loan specialists in East Ridge, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
4317 Ringgold Rd, East Ridge, TN 37412
(423) 624-0004 titlemax.com
Tennessee Title Loans, Inc.
5519 Ringgold Rd, East Ridge, TN 37412
(423) 954-9225 tennesseetitleloansinc.com
Speedy Cash
6101 Ringgold Rd, East Ridge, TN 37412
(423) 499-5900 speedycash.com
Service Loan
3619 Ringgold Rd, East Ridge, TN 37412
(423) 622-8766 serviceloansouth.com
Advanced Check Cash Advance
5611 Ringgold Rd #080, East Ridge, TN 37412
(423) 877-8880 advancedcheckcash.com

A home equity loan specialist in East Ridge, Tennessee helps homeowners access the equity in their property for large expenses or debt consolidation. Tennessee law permits home equity loans up to 80% of the home value in most cases, though lender requirements vary. East Ridge residents benefit from local specialists who understand the Hamilton County property market and Tennessee lien laws.

What Does a Home Equity Loan Specialist in East Ridge Cost?

Typical costs for a home equity loan specialist in Tennessee include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $300 to $600, and title search fees of $150 to $400. Closing costs often total 2% to 5% of the loan value. Some lenders charge a flat fee of $500 to $1,500. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in East Ridge?
A home equity loan specialist is a licensed professional who guides homeowners through the process of borrowing against their home equity. In Tennessee, they must comply with state lending regulations and the Tennessee Home Loan Protection Act.
What are the requirements for a home equity loan in Tennessee?
Tennessee law requires borrowers to have at least 20% equity in their home. Lenders typically check credit scores, income, and debt to income ratios. The maximum loan to value ratio is often 80% for primary residences.
How long does it take to get a home equity loan in East Ridge?
The process usually takes 30 to 45 days from application to closing. Tennessee law requires a three day rescission period after signing. Local specialists can help speed up document collection and appraisal scheduling.

Home Equity Loan Specialists in Other Tennessee Cities