Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 20 home equity loan specialists in St. Charles, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Money Store: Carlos Villalon, Branch Manager
405 Illinois Ave #2c, St. Charles, IL 60174
(847) 809-6281
carlosvillalon.com
Steve Hendriksen - Mortgage Lender
11 E Main St Office 106, St. Charles, IL 60174
(217) 620-3894
365-loans.com
Kelly DePauw - Mortgage Lender; First American Bank
2901 E Main St, St. Charles, IL 60174
(630) 547-8809
firstambank.com
The Mortgage Link- St. Charles, IL Steven Phras Branch
2320 Dean St # 106, St. Charles, IL 60175
(847) 630-6636
myloan.themortgagelink.com
Guild Mortgage - Julie Parrilli
40w310 LaFox Rd c1, St. Charles, IL 60175
(630) 988-0094
branches.guildmortgage.com
Chris Hoss at CrossCountry Mortgage
116 E Main St #2n, St. Charles, IL 60174
(630) 884-0030
myccloan.com
Guild Mortgage - Clarita Lage
40w310 LaFox Rd c1, St. Charles, IL 60175
(630) 524-9687
branches.guildmortgage.com
Traci Emond - Guild Mortgage
40w310 LaFox Rd C-1, St. Charles, IL 60175
(224) 805-6482
branches.guildmortgage.com
Guild Mortgage - Claude Ehinger
40w310 LaFox Rd C-1, St. Charles, IL 60175
(847) 380-0094
branches.guildmortgage.com
The Hoss Team at CrossCountry Mortgage
116 E Main St, St. Charles, IL 60174
(630) 884-5000
crosscountrymortgage.com
Guild Mortgage Company
40w310 LaFox Rd C-1, St. Charles, IL 60175
(630) 326-3630
branches.guildmortgage.com
Guild Mortgage - Alisa Glutz
40w310 LaFox Rd c1, St. Charles, IL 60175
(480) 206-6516
branches.guildmortgage.com
Guild Mortgage - Guy Stanek
40w310 LaFox Rd c1, St. Charles, IL 60175
(847) 542-6264
branches.guildmortgage.com
Mutual of Omaha Mortgage
104 S 2nd Ave, St. Charles, IL 60174
(800) 485-5364
mutualmortgageofchicago.com
Guild Mortgage - Mary Beth Wright
40w310 LaFox Rd c1, St. Charles, IL 60175
(630) 234-7669
branches.guildmortgage.com
Guild Mortgage - Jim Francis
40w310 LaFox Rd C-1, St. Charles, IL 60175
(630) 701-7771
branches.guildmortgage.com
Guild Mortgage - Alex Ilich
40w310 LaFox Rd C-1, St. Charles, IL 60175
(312) 560-2579
branches.guildmortgage.com
What Does a Home Equity Loan Specialist in St. Charles Cost?
Typical costs for a home equity loan specialist in Illinois include an origination fee of 1 to 2 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders may also charge annual fees for a home equity line of credit. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in St. Charles?
A home equity loan specialist helps you understand your borrowing options, such as a lump sum loan or a line of credit. They review your property value, credit score, and income to match you with suitable lenders. They also explain Illinois-specific regulations, including the right to rescind within three business days under federal law.
What are the Illinois laws for home equity loans?
Illinois follows the federal Truth in Lending Act which gives you a three day rescission period after signing. Lenders must also comply with the Illinois Consumer Installment Loan Act for loans under certain amounts. Additionally, Illinois limits prepayment penalties on some home equity loans.
How much equity do I need for a home equity loan in Illinois?
Most lenders require you to keep at least 20 percent equity in your home after the loan. This means your combined loan to value ratio cannot exceed 80 percent. Some specialists may help you find lenders with higher limits if you have strong credit.
Home Equity Loan Specialists in Other Illinois Cities
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