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Compare Home Equity Loan Specialists in Bourbonnais, IL

Compare home equity loan specialists in Bourbonnais. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
Bourbonnais, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 6 home equity loan specialists in Bourbonnais, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eric Passini - Mortgage Lender; First American Bank
288 Main St NW, Bourbonnais, IL 60914
(630) 547-8904 firstambank.com
PrimeLending, A PlainsCapital Company - Greater Illinois
573 William R Latham Senior Dr Suite D, Bourbonnais, IL 60914
(618) 503-6158
Midland States Bank
576 William R Latham Senior Dr, Bourbonnais, IL 60914
(815) 937-2829 locations.midlandsb.com
Midland States Bank
680 S Main St, Bourbonnais, IL 60914
(815) 937-2829 locations.midlandsb.com
Iroquois Federal
421 Brown Blvd, Bourbonnais, IL 60914
(815) 932-5100 iroquoisfed.com
David Milton, Loan Officer
573 William R Latham Senior Dr Suite D, Bourbonnais, IL 60914
(708) 256-3870 lo.primelending.com

A home equity loan specialist in Bourbonnais, Illinois helps homeowners access the equity in their property. Illinois law requires lenders to follow specific disclosure rules under the Illinois Interest Act. These specialists guide you through the application process and explain local property value trends in Kankakee County.

What Does a Home Equity Loan Specialist in Bourbonnais Cost?

Typical costs for a home equity loan specialist in Illinois include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs may total 2 to 5 percent of the loan. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Bourbonnais?
A home equity loan specialist helps you understand loan options, calculate your equity, and prepare documents. They work with local lenders and explain Illinois specific rules like the 3 day right of rescission for home equity loans.
How much equity do I need for a home equity loan in Illinois?
Most lenders in Illinois require at least 15 to 20 percent equity in your home. Your specialist can review your property value and mortgage balance to confirm eligibility.
Are there Illinois laws that protect home equity loan borrowers?
Yes, Illinois law gives borrowers a 3 day cooling off period to cancel a home equity loan without penalty. Lenders must also provide clear disclosures about interest rates and fees under the Illinois Interest Act.

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