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Home Equity Loan Specialists in Bloomington, IL

Directory of home equity loan specialists in Bloomington, Illinois. Verify credentials with the state state mortgage licensing authority before hiring.

17 agents listed
Updated June 2026
Bloomington, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 17 home equity loan specialists in Bloomington, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
503 N Prospect Rd, Bloomington, IL 61704
(309) 662-3868 heightsfinance.com
Sun Loan Company
1500 E Empire St Ste A5, Bloomington, IL 61701
(309) 661-8829 sunloan.com
First State Mortgage - Bloomington
502 N Hershey Rd #1, Bloomington, IL 61704
(309) 664-9100 firststatemortgage.biz
Mariner Finance
2507 E Oakland Ave #5, Bloomington, IL 61701
(309) 661-1499 locations.marinerfinance.com
Tower Loan
1717 R T Dunn Dr, Bloomington, IL 61701
(309) 820-0315 towerloan.com
Team USA Mortgage LLC
1709 Tullamore Ave Unit D, Bloomington, IL 61704
(217) 224-0810 teamusamortgage.com
IAA Credit Union
808 IAA Dr, Bloomington, IL 61701
(309) 557-2541 iaacu.org
Heartland Bank and Trust Company
401 N Hershey Rd, Bloomington, IL 61704
(309) 662-4444 hbtbank.com
Compass Mortgage, Inc.
1015 Ekstam Dr, Bloomington, IL 61704
(309) 445-8947 compmort.com
David A. Usiak, Loan Officer at Mortgage Services III, LLC
502 N Hershey Rd #1, Bloomington, IL 61704
(309) 825-2709
Merrill Lynch Wealth Management
2205 E Empire St Suite C, Bloomington, IL 61704
(309) 662-5645 advisor.ml.com
Mark Kimmerling, Loan Officer at Mortgage Services III, LLC
502 N Hershey Rd #1, Bloomington, IL 61704
(309) 826-7730
Wise Finance of Bloomington, llc
1701 E Empire St Suite 330, Bloomington, IL 61704
(309) 268-9473 wisefinanceloans.com
American Home Lending USA
2310 E Oakland Ave #5884, Bloomington, IL 61701
(727) 400-3293 americanhomelendingusa.com
US Bank Mortgage
1702 Eastland Dr, Bloomington, IL 61704
(800) 872-2657 usbank.com
Busey Home Mortgage
2101 N Veterans Pkwy, Bloomington, IL 61704
(309) 834-1037 loanswithsandyvick.com
Marine Bank - Commercial Lending Office
1702 Tullamore Ave # A, Bloomington, IL 61704
(309) 585-2006

A home equity loan specialist in Bloomington Illinois helps homeowners access the equity in their property for major expenses or debt consolidation. Illinois law requires lenders to provide clear disclosures under the Illinois Consumer Installment Loan Act and the Truth in Lending Act. Local specialists understand McLean County property values and can guide you through the application process.

What Does a Home Equity Loan Specialist in Bloomington Cost?

Typical costs for a home equity loan specialist in Illinois include origination fees ranging from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Bloomington usually cost between 400 and 700 dollars. Closing costs can total 2 to 5 percent of the loan amount. These fees vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Bloomington?
A home equity loan specialist is a professional who helps homeowners apply for loans secured by their home equity. In Bloomington Illinois they assist with understanding loan terms property appraisals and closing requirements.
How much equity do I need for a home equity loan in Illinois?
Most lenders in Illinois require at least 15 to 20 percent equity in your home. Your loan amount depends on your property value your credit score and the lender policies. A specialist can help you calculate your available equity.

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