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Find Home Equity Loan Specialists Near You in Lake in the Hills, IL

Looking for a home equity loan specialist in Lake in the Hills? Review the directory below to compare your options.

10 agents listed
Updated June 2026
Lake in the Hills, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 10 home equity loan specialists in Lake in the Hills, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
9205 S Illinois Rte 31, Lake in the Hills, IL 60156
(847) 458-9300 fairwayindependentmc.com
Mike Teppen | Fairway Independent Mortgage Corporation Branch Manager
9205 S Illinois Rte 31, Lake in the Hills, IL 60156
(847) 815-6692 fairway.com
Home Loans by Jonathan : Home State Bank
50 W Acorn Ln, Lake in the Hills, IL 60156
(847) 989-2256 homeloansbyjonathan.com
Al Frederick | Mortgage Loan Officer - Synergy One Lending Algonquin IL 60102
9 Crystal Lake Rd suite 205, Lake in the Hills, IL 60156
(847) 344-5124 s1l.com
Consumers Credit Union
2450 Algonquin Rd, Lake in the Hills, IL 60156
(877) 275-2228 myconsumers.org
Mike Lenzini | Fairway Independent Mortgage Corporation Branch Manager
9205 S Illinois Rte 31, Lake in the Hills, IL 60156
(847) 815-6694 mikesyourmortgageguy.com
Al Frederick Society Mortgage - Lake In The Hills
9 Crystal Lake Rd suite 205, Lake in the Hills, IL 60156
(847) 344-5124 societymortgage.com
Home State Bank Mortgage
50 W Acorn Ln, Lake in the Hills, IL 60156
(815) 482-4404 homestatebank.org
Trusted Smart Loans
9205 S Illinois Rte 31, Lake in the Hills, IL 60156
(847) 343-0397 trustedsmartloans.com
Bob Heard - Fairway Independent Mortgage - The Milestone Team
9205 S Illinois Rte 31, Lake in the Hills, IL 60156
(847) 815-6686 fairwayindependentmc.com

A home equity loan specialist in Lake in the Hills, Illinois helps homeowners access the equity in their property. Illinois law requires lenders to follow specific disclosure rules under the Illinois Interest Act, including a three-day right of rescission for certain loans. Local specialists can guide you through the process and explain how property values in McHenry County affect your options.

What Does a Home Equity Loan Specialist in Lake in the Hills Cost?

Typical costs for a home equity loan specialist in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $300 to $600, and closing costs of 2% to 5% of the loan. For a $50,000 loan, total fees might range from $1,000 to $2,500. These costs vary by lender and your specific situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Lake in the Hills?
A home equity loan specialist helps you understand loan options, review your credit and home value, and complete the application process. They ensure compliance with Illinois regulations, such as the 8% interest rate cap on loans under $50,000 under the Illinois Interest Act.
How long does it take to get a home equity loan in Illinois?
The process typically takes 30 to 45 days from application to closing. Illinois law requires a three-day waiting period after you sign the loan documents, giving you time to cancel if you change your mind.
What are the requirements for a home equity loan in Lake in the Hills?
You generally need at least 20% equity in your home, a stable income, and a credit score of 620 or higher. Illinois law also requires lenders to verify your ability to repay the loan.

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