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Compare fha loan specialists in Woodinville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated June 2026
Woodinville, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 2 fha loan specialists in Woodinville, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
15620 NE Woodinville Duvall Pl #4, Woodinville, WA 98072
An FHA loan specialist in Woodinville Washington helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Washington state law requires all loan originators to be licensed through the Department of Financial Institutions. Woodinville residents often use FHA loans for homes in King County where median prices exceed the national average.
What Does a FHA Loan Specialist in Woodinville Cost?
Typical costs for an FHA loan specialist in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in King County range from 2 to 5 percent of the purchase price. Specialist fees may include an origination fee of up to 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Woodinville Washington?
For 2025 the FHA loan limit for a single family home in King County Washington is $1,149,825. This high limit reflects the area's elevated home prices. Limits are updated annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Washington?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders may have higher requirements.
Are there Washington specific requirements for FHA loans?
Washington law requires FHA loan specialists to provide a Loan Estimate within three business days of application. The state also mandates disclosure of any prepayment penalties. All FHA loans in Washington must meet HUD property condition standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Washington.