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FHA Loan Specialists in Blaine, WA

Compare fha loan specialists in Blaine. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Blaine, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 fha loan specialists in Blaine, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brooks Friedland, Realtor in Blaine, WA
8026 Birch Bay Dr, Blaine, WA 98230
3609909988
Edward Jones - Financial Advisor: Terrell V Goertz, CFP®|ChFC®|CLU®|AAMS®|CRPC™
8115 Birch Bay Square St #118, Blaine, WA 98230
3607383454
US Bank Mortgage
280 H St, Blaine, WA 98230
8008722657
Doug Cornelsen
435 Martin St Suite 1000, Blaine, WA 98230
6122038349

An FHA loan specialist in Blaine, Washington helps homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Whatcom County due to lower down payment requirements and flexible credit guidelines. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring local specialists meet strict professional standards.

What Does a FHA Loan Specialist in Blaine Cost?

Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Closing costs generally range from 2% to 5% of the purchase price, including lender fees, appraisal fees, and title insurance. Origination fees vary by lender but often fall between 0.5% and 1% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Blaine do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements, such as the 3.5% minimum down payment and the upfront mortgage insurance premium (UFMIP). They also assist with Washington-specific property condition standards.
What are the FHA loan limits for Blaine, Washington?
For 2024, the FHA loan limit for single-family homes in Whatcom County is $498,257. This limit is set by the Department of Housing and Urban Development (HUD) and may change annually. Your specialist can confirm the current limit for your specific property type.