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Browse fha loan specialists serving Bainbridge Island, Washington. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Bainbridge Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 8 fha loan specialists in Bainbridge Island, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bainbridge Lending Group LLC - NMLS #42059
345 Knechtel Way NE #200th, Bainbridge Island, WA 98110
187 Parfitt Way SW Suite #G110, Bainbridge Island, WA 98110
3606209825
Dee Pajak | Fairway Independent Mortgage Corporation Senior Loan Officer
187 Parfitt Way SW Suite G110A, Bainbridge Island, WA 98110
6787994167
Port Madison Mortgage, LLC
403 Madison Ave N Suite #240, Bainbridge Island, WA 98110
2062287189
Evergreen Home Loans Bainbridge Island NMLS 2718062
100 Ravine Ln NE 2nd Floor, Suite 212, Bainbridge Island, WA 98110
2063470179
Ryan Maxwell
350 Madison Ave N Office C, Bainbridge Island, WA 98110
2066539573
Shellane Adams - CMG Home Loans
403 Madison Ave N, Bainbridge Island, WA 98110
4253644508
Thad Kerkhoff - CMG Home Loans
350 Madison Ave N Office C, Bainbridge Island, WA 98110
2062862800
An FHA loan specialist in Bainbridge Island helps buyers navigate FHA-insured mortgages, which require a minimum 3.5% down payment and a credit score of 580 or higher. Washington State law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Local specialists understand the unique real estate market on Bainbridge Island, including property value trends and inspection requirements.
What Does a FHA Loan Specialist in Bainbridge Island Cost?
Typical costs for an FHA loan specialist in Washington include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Additional costs may include appraisal fees of $500 to $700 and title insurance fees of $1,500 to $2,500. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Bainbridge Island?
An FHA loan specialist guides you through the FHA loan application process, including pre-approval, document collection, and property appraisal. They ensure the property meets FHA minimum property standards and help you understand Washington-specific closing costs and escrow requirements.
What are the FHA loan limits for Bainbridge Island Washington?
For 2024, the FHA loan limit for a single-family home in Kitsap County, which includes Bainbridge Island, is $498,257 for a standard loan. High-cost area limits may apply if the property is in a designated high-cost area, but Bainbridge Island is not currently classified as such.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.