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Directory of fha loan specialists in Pasco, Washington. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Pasco, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 fha loan specialists in Pasco, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Luis Campos -Top Rated Tri-Cities Mortgage Lender - Benton & Franklin Home Loans -Wheatland Bank
9715 Sandifur Pkwy, Pasco, WA 99301
5093618267
Motto Mortgage Partner Group
9527 Sandifur Pkwy Suite B, Pasco, WA 99301
5092232122
FHA loan specialists in Pasco Washington help home buyers and homeowners navigate government-backed mortgage options. These professionals understand local housing market conditions in Franklin County and can guide you through Washington state specific regulations such as the state required home inspection disclosures. Working with a local specialist ensures you receive accurate information about FHA loan limits and property eligibility in Pasco.
What Does a FHA Loan Specialist in Pasco Cost?
Typical costs for FHA loan specialist services in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and loan to value ratio. Closing costs generally range from 2% to 5% of the purchase price and include appraisal fees around $500 to $700, credit report fees of $30 to $50, and lender origination fees of 0.5% to 1% of the loan amount. These costs vary by lender and borrower circumstances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pasco do?
An FHA loan specialist in Pasco helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They also explain Washington state specific rules like the required seller disclosure statement and local property tax proration laws.
What are the FHA loan limits for Pasco Washington in 2025?
For 2025, the FHA loan limit for a single family home in Franklin County Washington is $498,257. This limit applies to most areas in Pasco and is set by the U.S. Department of Housing and Urban Development based on median home prices.
How long does the FHA loan process take in Washington?
The typical FHA loan process in Washington takes 30 to 45 days from application to closing. Washington law requires a 3 day rescission period after signing the loan documents, which is part of the federal Truth in Lending Act.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.