FHA Loan Specialists in Tulsa, OK
Browse fha loan specialists serving Tulsa, Oklahoma. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Oklahoma before hiring.
Showing 20 fha loan specialists in Tulsa, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Tulsa Cost?
Typical costs for working with an FHA loan specialist in Oklahoma include an origination fee of 0.5 to 1.5 percent of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75 percent of the base loan amount and is usually financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and loan to value ratio. Appraisal fees in Tulsa average $500 to $700. Credit report fees are typically $30 to $50. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Tulsa Oklahoma in 2025?
For 2025 the FHA loan limit for a single family home in Tulsa County is $498,257. This limit applies to most areas in Tulsa and is set by the Department of Housing and Urban Development (HUD). Higher limits may apply for duplexes triplexes and fourplexes.
Do I need a specific Oklahoma license to be an FHA loan specialist in Tulsa?
Yes all mortgage loan originators in Oklahoma must hold a valid license through the NMLS. This includes completing pre licensing education passing a national exam and undergoing a background check. The Oklahoma Department of Consumer Credit oversees these requirements.
What is the minimum down payment for an FHA loan in Tulsa?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579 you may qualify with a 10 percent down payment. These requirements are set by HUD and apply nationwide including Tulsa.