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Looking for a fha loan specialist in Guthrie? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Guthrie, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 5 fha loan specialists in Guthrie, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
2108 S Division St B, Guthrie, OK 73044
4052822696
Bell Finance
2021 S Division St, Guthrie, OK 73044
4052822870
Bozarth Home Mortgage
111 S Division St, Guthrie, OK 73044
4052936300
Local Loans
111 N Division St, Guthrie, OK 73044
4052822603
Logan County Loans
125 N Division St, Guthrie, OK 73044
4052826200
An FHA loan specialist in Guthrie, Oklahoma can help homebuyers navigate the Federal Housing Administration loan process. These loans are popular in Oklahoma due to lower down payment requirements and flexible credit guidelines. Local specialists understand specific property eligibility rules for rural and suburban areas in Logan County.
What Does a FHA Loan Specialist in Guthrie Cost?
Typical costs for an FHA loan specialist in Oklahoma include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05%. Origination fees range from 0.5% to 1.0% of the loan amount. Appraisal fees in Guthrie average $500 to $700. Closing costs typically total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Guthrie do?
An FHA loan specialist guides borrowers through the FHA loan application process, including credit review, property appraisal, and documentation. They ensure the loan meets HUD and Oklahoma specific requirements for owner occupancy and property condition.
Are there Oklahoma specific rules for FHA loans?
Yes, Oklahoma law requires FHA loan specialists to be licensed mortgage loan originators through the Oklahoma Department of Consumer Credit. They must also follow state specific escrow and closing procedures under Oklahoma Title 59.
How long does an FHA loan take to close in Guthrie?
FHA loans in Guthrie typically close in 30 to 45 days. Delays can occur if the property requires repairs to meet FHA minimum property standards, which are common for older homes in Logan County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.