FHA Loan Specialists in Broken Arrow, OK
Looking for a fha loan specialist in Broken Arrow? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Oklahoma before hiring.
Showing 7 fha loan specialists in Broken Arrow, OK
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FHA loan specialists in Broken Arrow Oklahoma help homebuyers secure loans insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. Oklahoma law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Broken Arrow Cost?
Typical costs for an FHA loan in Oklahoma include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Broken Arrow generally range from 2 to 5 percent of the purchase price. Appraisal fees for FHA loans are usually between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Broken Arrow Oklahoma?
For 2025 the FHA loan limit for a single-family home in Tulsa County which includes Broken Arrow is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes.
What credit score is needed for an FHA loan in Oklahoma?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Oklahoma lenders may have their own overlays.
Are FHA loans assumable in Oklahoma?
Yes FHA loans are assumable by a qualified buyer in Oklahoma. This means a new buyer can take over the existing loan terms including the interest rate. This can be a benefit if current rates are higher than the original loan rate.