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Find FHA Loan Specialists Near You in Woodland Park, NJ
Directory of fha loan specialists in Woodland Park, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Woodland Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Woodland Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Universal Loans
365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424
An FHA loan specialist in Woodland Park, New Jersey helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local specialists understand Passaic County property values and can guide you through the state-specific closing process.
What Does a FHA Loan Specialist in Woodland Park Cost?
Typical costs for FHA loan services in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal, credit report, and title search add several hundred to a few thousand dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Woodland Park do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with the application process, and ensures compliance with New Jersey regulations. They also explain local property tax requirements and mortgage recording fees.
What are the FHA loan limits for Woodland Park New Jersey?
For 2025, the FHA loan limit for a single-family home in Passaic County is $1,149,825. Limits are set by the Federal Housing Administration and vary by county based on median home prices.
Do I need a New Jersey licensed FHA loan specialist?
Yes, New Jersey requires all mortgage loan originators to hold a valid license from the New Jersey Department of Banking and Insurance. You can verify a specialist license through the NMLS Consumer Access website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.