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Compare FHA Loan Specialists in Bayonne, NJ

Compare fha loan specialists in Bayonne. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Bayonne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Bayonne, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Alliance Home Mortgage
846 Broadway, Bayonne, NJ 07002
2015900009
Chase Mortgage
650 Broadway, Bayonne, NJ 07002
2014363736
Patrick Nicholson - Mortgage Loan Officer
1066 Broadway, Bayonne, NJ 07002
2018033504

An FHA loan specialist in Bayonne New Jersey can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. New Jersey has specific laws regarding property taxes and flood insurance that may affect your FHA loan. Working with a local specialist helps ensure you meet all state and federal guidelines.

What Does a FHA Loan Specialist in Bayonne Cost?

Typical costs for FHA loan specialist services in New Jersey include an origination fee of 1% to 2% of the loan amount and third party fees for appraisal and credit report. Some specialists charge a flat fee between 500 and 1500 dollars. Costs vary by situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Bayonne?
An FHA loan specialist is a mortgage professional who helps borrowers apply for FHA loans. They understand New Jersey property tax rules and can assist with Bayonne specific requirements.
What are the FHA loan limits for Bayonne New Jersey?
For 2025, FHA loan limits for Hudson County New Jersey are higher than standard limits due to high home prices. A specialist can tell you the exact limit for your situation.
Do I need a special license to be an FHA loan specialist in New Jersey?
Yes, New Jersey requires mortgage loan originators to be licensed through the NMLS. Specialists must also meet FHA approval requirements.