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Browse fha loan specialists serving Basking Ridge, New Jersey. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Basking Ridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 fha loan specialists in Basking Ridge, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Basking Ridge, NJ
180 Mt Airy Rd Ste 104, Basking Ridge, NJ 07920
9087452101
Michael Puorro | The Puorro Team
180 Mt Airy Rd Suite 100, Basking Ridge, NJ 07920
9736996436
Michael Potoczak
180 Mt Airy Rd Suite 100, Basking Ridge, NJ 07920
9738004379
Molly Briggs at Rate (NMLS #346710)
68 N Finley Ave, Basking Ridge, NJ 07920
9738401966
Rick LaHara, Loan Officer, Northpointe Bank
222 Mt Airy Rd, Basking Ridge, NJ 07920
9082160050
Chase Mortgage
25 Mountainview Blvd #1, Basking Ridge, NJ 07920
9086052038
Gregory Bartiromo-U.S. Bank Mortgage
180 Mt Airy Rd, Basking Ridge, NJ 07920
9736326122
Greg Fazio, Embrace Home Loans
180 Mt Airy Rd Ste 104, Basking Ridge, NJ 07920
9086989530
Rate
68 N Finley Ave, Basking Ridge, NJ 07920
9738401966
An FHA loan specialist in Basking Ridge, New Jersey helps homebuyers navigate Federal Housing Administration loans. These loans are popular in New Jersey due to lower down payment requirements and flexible credit guidelines. Local specialists understand New Jersey specific property tax rules and county recording fees that affect loan processing.
What Does a FHA Loan Specialist in Basking Ridge Cost?
Typical costs for an FHA loan specialist in New Jersey range from 0.5 to 1.5 percent of the loan amount as an origination fee. Third party costs like appraisal fees are usually between $500 and $700. Closing costs in New Jersey average 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Basking Ridge in 2025?
For Somerset County New Jersey the 2025 FHA loan limit for a single family home is $524,225. Limits are higher for multi unit properties and are set by the U.S. Department of Housing and Urban Development.
Do FHA loans in New Jersey require mortgage insurance?
Yes all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Borrowers also pay an annual mortgage insurance premium between 0.45 and 1.05 percent depending on loan term and down payment.
What credit score is needed for an FHA loan in New Jersey?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in New Jersey may have their own higher requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.