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Compare FHA Loan Specialists in West Windsor Township, NJ

Browse fha loan specialists serving West Windsor Township, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated May 2026
West Windsor Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in West Windsor Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HCC Mortgage Inc
15 Wellington Dr, West Windsor Township, NJ 08550
7323488431
Hope Home Lending By Hennig
33 Princeton Hightstown Rd n8, West Windsor Township, NJ 08550
6406502224
Chase Home Lending
63 Princeton Hightstown Rd, West Windsor Township, NJ 08550
5852489068
PNC Mortgage
38 Princeton Hightstown Rd, West Windsor Township, NJ 08550
6098977450

FHA loan specialists in West Windsor Township, New Jersey help homebuyers secure financing backed by the Federal Housing Administration. New Jersey law requires all mortgage loan originators to be licensed through the NMLS, and West Windsor borrowers benefit from state-specific down payment assistance programs like the NJHMFA. These specialists guide clients through FHA requirements, including minimum property standards and debt-to-income ratios.

What Does a FHA Loan Specialist in West Windsor Township Cost?

Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal ($400 to $700), credit report ($30 to $50), and title search ($300 to $600). The FHA upfront mortgage insurance premium is 1.75% of the loan amount, and annual MIP ranges from 0.45% to 1.05%. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in West Windsor Township?
An FHA loan specialist helps you apply for an FHA-insured mortgage. They review your credit, income, and property details to ensure you meet FHA and New Jersey lending rules. They also assist with required documentation and guide you through the approval process.
What are the FHA loan limits for West Windsor Township in 2025?
For 2025, the FHA loan limit for a single-family home in Mercer County, which includes West Windsor Township, is $498,257 for low-cost areas and up to $1,149,825 in high-cost areas. These limits are set by HUD and may change annually.