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Directory of fha loan specialists in Union, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Union, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 15 fha loan specialists in Union, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
2424 Morris Ave 1st Floor, Union, NJ 07083
7329432985
CTC Funding LLC
934 Stuyvesant Ave. Suite 10, Union, NJ 07083
9083707223
William Calzadilla, Guaranteed Rate
477 Chestnut St, Union, NJ 07083
9082961621
Luis Sanchez-Santana at Rate (NMLS #1150977)
477 Chestnut St B-1, Union, NJ 07083
8622285981
Omega Financial Services, Inc.
1185 Morris Ave, Union, NJ 07083
8336690475
Evan Kutner at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
9733321281
CrossCountry Mortgage, LLC
530 Chestnut St Suite 202, Union, NJ 07083
9088582097
Faith Lending Associates - Mortgages, Refinance & Home Loans
1435 Morris Ave Unit 2D, Union, NJ 07083
9089776036
Heivy Gomez-Gonzalez at Rate (NMLS #2024082)
477 Chestnut St B-1, Union, NJ 07083
2017372542
Jordan Roth at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
8777731226
Joe Del Sol
2424 Morris Ave Suite 101, Union, NJ 07083
9084039380
Justin Lieberman at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
7328616226
Nicole Perrone at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
7028401257
Conrad Jorge at Guaranteed Rate
1155 W Chestnut St Suite 2C, Union, NJ 07083
7322757264
Francisco Pinho Jr.
2424 Morris Ave 1st Floor, Union, NJ 07083
9084727076
An FHA loan specialist in Union, New Jersey helps borrowers secure mortgages insured by the Federal Housing Administration. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. These specialists guide clients through FHA requirements, including minimum down payments and property condition standards specific to Union County.
What Does a FHA Loan Specialist in Union Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 0.5 to 1.5 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the base loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent. Appraisal fees in Union average $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic FHA loan requirements in New Jersey?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment. A score between 500 and 579 requires a 10 percent down payment. The property must meet FHA safety and habitability standards.
How do I find a licensed FHA loan specialist in Union?
You can search the Nationwide Multistate Licensing System database for licensed mortgage loan originators in New Jersey. Look for specialists who have experience with FHA loans and are registered with the New Jersey Department of Banking and Insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.