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FHA Loan Specialists in Short Hills, NJ

Browse fha loan specialists serving Short Hills, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Short Hills, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Short Hills, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Predian Financial Services, LLC
830 Morris Tpke, Short Hills, NJ 07078
8337733426
Jennifer A Curty - 409888 - Wells Fargo Home Mortgage
51 John F Kennedy Pkwy 4th Floor, Short Hills, NJ 07078
6467326626

An FHA loan specialist in Short Hills, New Jersey can guide you through the process of obtaining a government-backed mortgage. New Jersey has specific property appraisal rules and state-level disclosure requirements that an experienced specialist can help you navigate. These loans are popular in Essex County for first-time homebuyers and those with lower credit scores.

What Does a FHA Loan Specialist in Short Hills Cost?

Typical costs for FHA loan specialist services in New Jersey include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in New Jersey average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Short Hills do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and submit a complete application. They also coordinate with lenders and appraisers to ensure compliance with New Jersey state regulations.
What are the FHA loan limits for Short Hills New Jersey?
For 2024 the FHA loan limit for a single-family home in Essex County including Short Hills is $1,149,825. This is a high-cost area limit set by the U.S. Department of Housing and Urban Development.