FHA Loan Specialists in Sea Girt, NJ — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.

Showing 2 fha loan specialists in Sea Girt, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

PRMG

1330 Laurel Ave Suite 101, Sea Girt, NJ 08750

(732) 359-7801 seagirt371.prmgapp.com

First Equity Funding

1330 Laurel Ave STE 101, Sea Girt, NJ 08750

(732) 359-7800 firstequityfundingllc.com

An FHA loan specialist in Sea Girt, New Jersey helps borrowers secure mortgages insured by the Federal Housing Administration. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Specialists can guide you through FHA loan limits, which for 2024 in Monmouth County are up to $498,257 for a single-family home.

What Does a FHA Loan Specialist in Sea Girt Cost?

Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% to 1.5% of the loan amount. The upfront mortgage insurance premium is 1.75% of the loan, and annual MIP ranges from 0.45% to 1.05%. Appraisal fees in Sea Girt are usually $500 to $700. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Sea Girt do?

An FHA loan specialist helps you apply for a government-backed mortgage. They review your credit, income, and property eligibility. They also ensure the loan meets FHA and New Jersey lending standards.

What are the FHA loan limits for Sea Girt New Jersey?

For 2024, the FHA loan limit for a single-family home in Monmouth County, including Sea Girt, is $498,257. Limits are higher for multi-unit properties. These limits are set by the FHA and updated each year.

What documents do I need for an FHA loan in New Jersey?

You need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New Jersey also requires proof of homeowners insurance. Your specialist will give you a full checklist.

FHA Loan Specialists in Other New Jersey Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.

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