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Showing 2 fha loan specialists in Sea Girt, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
1330 Laurel Ave Suite 101, Sea Girt, NJ 08750
7323597801
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
7323597800
What Does a FHA Loan Specialist in Sea Girt Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% to 1.5% of the loan amount. The upfront mortgage insurance premium is 1.75% of the loan, and annual MIP ranges from 0.45% to 1.05%. Appraisal fees in Sea Girt are usually $500 to $700. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sea Girt do?
An FHA loan specialist helps you apply for a government-backed mortgage. They review your credit, income, and property eligibility. They also ensure the loan meets FHA and New Jersey lending standards.
What are the FHA loan limits for Sea Girt New Jersey?
For 2024, the FHA loan limit for a single-family home in Monmouth County, including Sea Girt, is $498,257. Limits are higher for multi-unit properties. These limits are set by the FHA and updated each year.