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Find FHA Loan Specialists Near You in River Edge, NJ
Directory of fha loan specialists in River Edge, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
River Edge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in River Edge, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brightwire Loans
837 Kinderkamack Rd, River Edge, NJ 07661
9734532472
Cornerstone Capital Financial Services LLC
38A River Edge Rd, River Edge, NJ 07661
2018028777
Approved Funding
41 Grand Ave Suite 200, River Edge, NJ 07661
2018330123
An FHA loan specialist in River Edge, New Jersey helps home buyers and homeowners navigate FHA insured mortgages. New Jersey has specific property tax and appraisal rules that affect FHA loan eligibility. A local specialist understands Bergen County market conditions and can guide you through the FHA application process.
What Does a FHA Loan Specialist in River Edge Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 to 1.5 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Additional costs may include appraisal fees of 400 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for River Edge New Jersey?
For 2024, the FHA loan limit for a single family home in Bergen County is $1,149,825. This high limit reflects the area median home prices. A specialist can confirm current limits for your specific loan type.
What credit score is needed for an FHA loan in New Jersey?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there New Jersey specific FHA loan requirements?
Yes, New Jersey requires a property appraisal that meets both FHA and state standards. The state also has strict lead paint disclosure rules for homes built before 1978. An FHA specialist can help you meet these New Jersey specific conditions.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.