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Compare FHA Loan Specialists in Point Pleasant Beach, NJ
Looking for a fha loan specialist in Point Pleasant Beach? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Point Pleasant Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 fha loan specialists in Point Pleasant Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Point Pleasant, NJ
405 Richmond Ave, Point Pleasant Beach, NJ 08742
8007789044
Matthew Pirnik at Rate (NMLS #240391)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7326389072
Ed Brehm at Rate (NMLS #78887)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7327842786
Rich McGowan at Rate (NMLS #1035650)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
9082162837
Rate
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7327842786
An FHA loan specialist in Point Pleasant Beach, New Jersey can help you navigate the FHA loan process. New Jersey has specific property standards and flood zone rules that may affect FHA loans in coastal areas like Point Pleasant Beach. A specialist can guide you through FHA credit requirements and local appraisal guidelines.
What Does a FHA Loan Specialist in Point Pleasant Beach Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% to 1.75% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan, and annual MIP ranges from 0.45% to 1.05%. Closing costs in New Jersey average 3% to 5% of the home price. Costs vary by lender and case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Point Pleasant Beach?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They review your credit, income, and property details. In Point Pleasant Beach, they also check if the property meets FHA minimum property standards and local flood zone rules.
What are the FHA loan limits for Point Pleasant Beach New Jersey?
FHA loan limits for Ocean County in 2024 are generally around $498,257 for a single-family home. Higher limits may apply in high-cost areas. Check with a specialist for the exact limit for Point Pleasant Beach.
Do I need a special inspection for an FHA loan in Point Pleasant Beach?
Yes, FHA requires a property appraisal and inspection to meet minimum standards. In Point Pleasant Beach, flood zone certification is often needed. The specialist will coordinate these inspections as part of the loan process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.