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Compare FHA Loan Specialists in Ocean Township, NJ
Looking for a fha loan specialist in Ocean Township? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Ocean Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 fha loan specialists in Ocean Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Headquarters
1411 NJ-35, Ocean Township, NJ 07712
7322923133
Advisors Mortgage Group - Ocean, NJ
931 W Park Ave, Ocean Township, NJ 07712
8007789044
AAFC GROUP LLC
1414 Roller Rd Suite B, Ocean Township, NJ 07712
8662482232
Advisors Mortgage Group - Ocean, NJ
1411 NJ-35 #101, Ocean Township, NJ 07712
8007789044
Harry Palmer - Advisors Mortgage Group
931 W Park Ave, Ocean Township, NJ 07712
7329773816
An FHA loan specialist in Ocean Township, New Jersey helps homebuyers navigate Federal Housing Administration insured mortgages. These loans are popular in New Jersey due to lower down payment requirements and flexible credit guidelines. Local specialists understand New Jersey specific property tax rules and the state's strict appraisal standards.
What Does a FHA Loan Specialist in Ocean Township Cost?
Typical costs for an FHA loan in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Ocean Township range from 3 to 5 percent of the purchase price. Lender fees vary but often total $1,000 to $2,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Ocean Township?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand New Jersey specific requirements such as the state's mandatory flood insurance rules and the New Jersey Home Ownership Security Act.
What are the FHA loan limits for Ocean Township in 2025?
For 2025, the FHA loan limit for a single family home in Monmouth County is $498,257. This limit is set by HUD and applies to Ocean Township. Higher limits may apply for multi unit properties.
How long does an FHA loan closing take in New Jersey?
A typical FHA loan closing in New Jersey takes 30 to 45 days from application to funding. Delays can occur due to appraisal issues or New Jersey specific title search requirements. Your specialist will help you stay on schedule.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.