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Compare fha loan specialists in Nutley. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Nutley, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 fha loan specialists in Nutley, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lucid Mortgage
24 Coppola St Unit 4, Nutley, NJ 07110
9738033043
Bruce Silberman, Guaranteed Rate
139 Chestnut St Suite 1, Nutley, NJ 07110
9732020400
Adrian Martinez at Rate (NMLS #1354205)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9732418950
Marc Calicchio at Rate (NMLS #78468)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9735641495
Gary Marino at Rate (NMLS #41910)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9739398686
PRMG
653 Franklin Ave, Nutley, NJ 07110
9087230398
Rate
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9739398686
Brendan McMullen at Rate (NMLS #786168)
139 Chestnut St 2nd Floor, Nutley, NJ 07110
9739398662
An FHA loan specialist in Nutley, New Jersey helps home buyers navigate FHA insured mortgages. These loans are popular in Nutley due to lower down payment requirements and flexible credit guidelines. New Jersey law requires all mortgage loan originators to be licensed through the NMLS, ensuring professional standards for local borrowers.
What Does a FHA Loan Specialist in Nutley Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% of the loan amount, which can range from $3,000 to $5,000 on a $300,000 loan. Additional costs include an upfront MIP of 1.75% of the loan amount and annual MIP of 0.55% to 0.85%. Appraisal fees in Nutley are usually $500 to $700. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Nutley New Jersey in 2025?
For 2025, the FHA loan limit for a single family home in Essex County, which includes Nutley, is $498,257 for a standard loan. Higher limits may apply for multi unit properties. These limits are set by HUD and updated annually.
What documents do I need for an FHA loan in Nutley?
You need recent pay stubs, W2 forms from the last two years, tax returns, bank statements, and a valid ID. New Jersey law also requires proof of homeowners insurance and a property appraisal from an FHA approved appraiser.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.