Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in North Arlington, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keypoint Mortgage
125 Bathurst Ave, North Arlington, NJ 07031
2019989050
Crosstate Mortgage
211 Ridge Rd #26, North Arlington, NJ 07031
2019550045
Francisco Ippoliti - Mortgage Loan Officer
454 Ridge Rd, North Arlington, NJ 07031
9149060247
Homebridge
193 Ridge Rd 1st Floor, North Arlington, NJ 07031
2012996430
What Does a FHA Loan Specialist in North Arlington Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 to 2 percent of the loan amount, plus third party costs for appraisal and credit report. In North Arlington, total closing costs often range from 3,000 to 8,000 dollars depending on loan size and property value. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and why use a specialist in North Arlington?
An FHA loan is a mortgage insured by the Federal Housing Administration that requires a lower down payment, often 3.5 percent. A specialist in North Arlington can guide you through New Jersey specific requirements, such as property appraisal rules and state mandated disclosures.
What are the FHA loan limits for North Arlington New Jersey?
For 2025, the FHA loan limit for a single family home in Bergen County, including North Arlington, is 1,209,750 dollars. Limits are adjusted annually by the Department of Housing and Urban Development based on local median home prices.
Do I need a special license to originate FHA loans in New Jersey?
Yes, all mortgage loan originators in New Jersey must hold a valid license under the New Jersey Residential Mortgage Lending Act. They must also pass a criminal background check and complete continuing education each year.