ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Mt Arlington, NJ
Looking for a fha loan specialist in Mt Arlington? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Mt Arlington, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Mt Arlington, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Absolute Home Mortgage
111 Howard Blvd Suite 105, Mt Arlington, NJ 07856
8622712632
Guaranteed Rate of Mt. Arlington
111 Howard Blvd #170b, Mt Arlington, NJ 07856
9737704900
FHA loan specialists in Mt Arlington New Jersey help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in New Jersey due to lower down payment requirements and flexible credit standards. Local specialists understand New Jersey property tax rates and the state specific appraisal process for FHA loans.
What Does a FHA Loan Specialist in Mt Arlington Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title search totaling $1,500 to $4,000. The upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Mt Arlington New Jersey in 2025?
For 2025 the FHA loan limit for a single family home in Morris County New Jersey is $498,257. This limit applies to Mt Arlington and is set by the Department of Housing and Urban Development based on median home prices in the area.
What is the minimum down payment for an FHA loan in New Jersey?
The minimum down payment for an FHA loan in New Jersey is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579 you may need a 10 percent down payment.
Do FHA loans in New Jersey require mortgage insurance?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require an annual mortgage insurance premium which ranges from 0.45 percent to 1.05 percent of the loan balance depending on the loan term and loan to value ratio.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Mt Arlington who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.