Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 11 fha loan specialists in Montvale, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
28 W Grand Ave 2nd Floor, Suite 17, Montvale, NJ 07645
2015946861
Craig Andriulli Fortress Mortgage Advisors
85 Chestnut Ridge Rd, Montvale, NJ 07645
2016474180
Fortress Mortgage Advisors - Michael A. LiPari
85 Chestnut Ridge Rd, Montvale, NJ 07645
9738092331
Alpine Mortgage Services
210 Summit Ave Suite A3, Montvale, NJ 07645
2014888809
Zak Raffel at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2017466777
Dean Scaduto at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2015608304
Anthony Nicholas at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
5513092492
Fortress Mortgage Advisors
85 Chestnut Ridge Rd, Montvale, NJ 07645
8889734791
Shane Kennedy at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
8455967431
Scott Forman at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2015050843
Debbie A Musco-Yeck at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2017466850
What Does a FHA Loan Specialist in Montvale Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms and down payment. Closing costs in Bergen County average 2% to 5% of the purchase price. These figures are general information and do not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Montvale do?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your finances, explain FHA requirements, and guide you through the approval process. In New Jersey, they must follow state lending laws and disclose all fees upfront.
What are the FHA loan limits for Montvale New Jersey?
For 2025, the FHA loan limit for a single-family home in Bergen County is $1,149,825. This amount is higher than the standard limit because Montvale is in a high-cost area. Limits are updated annually by the Department of Housing and Urban Development.
How long does it take to get an FHA loan in New Jersey?
The typical FHA loan process in New Jersey takes 30 to 45 days from application to closing. Delays can happen if the property needs repairs required by the FHA appraisal. Your specialist will help you meet all deadlines.