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Compare FHA Loan Specialists in Mendham Township, NJ

Looking for a fha loan specialist in Mendham Township? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Mendham Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Mendham Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Geary at Guaranteed Rate Affinity (NMLS #589283)
106A E Main St, Mendham Township, NJ 07945
9085787161
Marianne Jones at Guaranteed Rate Affinity (NMLS #65355)
106A E Main St, Mendham Township, NJ 07945
9737754332

FHA loan specialists in Mendham Township, New Jersey help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.

What Does a FHA Loan Specialist in Mendham Township Cost?

Typical costs for FHA loan services in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.5 percent of the loan. Appraisal fees in Mendham Township average between $500 and $700. Closing costs generally total 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Mendham Township?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with pre approval, document collection, and closing. In New Jersey, these specialists must follow state and federal lending regulations.
What are the FHA loan limits for Mendham Township in 2025?
For 2025, the FHA loan limit for a single family home in Morris County, which includes Mendham Township, is $1,149,825. This high limit reflects the area's elevated home values. Borrowers should confirm current limits with their lender as they may change annually.