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Directory of fha loan specialists in Lawrence Township, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Lawrence Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Lawrence Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Erick Rodriguez
1618 Brunswick Ave Suite 203, Lawrence Township, NJ 08648
6099640672
Professional Mortgage Associates
1763-1765 Brunswick Ave, Lawrence Township, NJ 08648
6402560008
An FHA loan specialist in Lawrence Township New Jersey can help you navigate the FHA mortgage process. New Jersey FHA loan limits for 2024 range from $498,257 for a single family home in Mercer County to higher amounts for multi unit properties. These loans are insured by the Federal Housing Administration and require a minimum 3.5 percent down payment.
What Does a FHA Loan Specialist in Lawrence Township Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in New Jersey generally range from 2 to 5 percent of the loan amount. Appraisal fees in Lawrence Township average $500 to $700. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits in Lawrence Township New Jersey?
For 2024 the FHA loan limit for a single family home in Mercer County which includes Lawrence Township is $498,257. For a two unit property the limit is $637,950 and for a three unit property it is $771,125. These limits are set by the U.S. Department of Housing and Urban Development.
What credit score is needed for an FHA loan in New Jersey?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with a credit score between 500 and 579 may qualify with a 10 percent down payment. Individual lenders may have higher requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.