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Find FHA Loan Specialists Near You in Jersey City, NJ
Browse fha loan specialists serving Jersey City, New Jersey. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Jersey City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 fha loan specialists in Jersey City, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Financial Corporation
3478 John F. Kennedy Blvd, Jersey City, NJ 07307
2018762929
Asset Based Lending
30 Montgomery St Suite 150, Jersey City, NJ 07302
2013808873
Lightning Mortgage
591 Summit Ave #517, Jersey City, NJ 07306
2013600634
Epic Mortgage Company, LLC;NMLS# 2498246
418 West Side Ave, Jersey City, NJ 07305
2014350435
Oqvest
111 Town Square Pl Suite 1203, Jersey City, NJ 07310
5512250733
Xu Han
125 18th St, Jersey City, NJ 07310
9174127485
Joanne Nicolo - Mortgage Loan Officer
125 18th St Suite 1, Jersey City, NJ 07310
5168523685
Chase Home Lending
56 Christopher Columbus Dr, Jersey City, NJ 07302
2013323805
Mauricio Rojas - Chase Home Lending Advisor - NMLS ID 39350
56 Christopher Columbus Dr, Jersey City, NJ 07302
2013323805
An FHA loan specialist in Jersey City helps homebuyers navigate FHA insured mortgages. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Truth in Mortgage Act. These specialists assist with down payment requirements and property eligibility in Hudson County.
What Does a FHA Loan Specialist in Jersey City Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront. Annual mortgage insurance costs about 0.55 percent of the loan balance. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Jersey City?
An FHA loan specialist guides you through the FHA loan process including application, credit review, and property appraisal. They ensure your loan meets New Jersey and federal requirements. They also help you understand local housing market conditions in Jersey City.
What are the FHA loan limits for Jersey City New Jersey?
For 2024 the FHA loan limit for a single family home in Hudson County is 498,257 dollars. This amount is set by the Federal Housing Administration and may change annually. A specialist can confirm the current limit for your specific property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.