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FHA Loan Specialists in Egg Harbor City, NJ

Browse fha loan specialists serving Egg Harbor City, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Egg Harbor City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Egg Harbor City, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
On The House - Homes and Loans
801 Atlantic Ave Ste 1, Egg Harbor City, NJ 08215
6402330009
CC Home Loans & Realty
200 White Horse Pike, Egg Harbor City, NJ 08215
6403000197

An FHA loan specialist in Egg Harbor City, New Jersey can guide you through the process of obtaining a government-backed mortgage. These loans are popular in Atlantic County for first-time homebuyers and those with lower credit scores. New Jersey law requires all mortgage loan originators to be licensed through the NMLS, ensuring you work with a qualified professional.

What Does a FHA Loan Specialist in Egg Harbor City Cost?

Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% to 1.75% of the loan amount. Additionally, borrowers pay an upfront mortgage insurance premium of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. These costs vary by lender and your specific financial situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Egg Harbor City do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your finances, explain program requirements, and guide you through the approval process. They also help you find lenders who offer FHA loans in New Jersey.
What are the FHA loan limits for Egg Harbor City New Jersey?
FHA loan limits for Egg Harbor City follow the standard limits for Atlantic County. As of 2024, the limit for a single-family home is typically around $498,257 for a high-cost area. These limits change annually and can vary based on the specific property type.