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Find FHA Loan Specialists Near You in Edgewater, NJ
Compare fha loan specialists in Edgewater. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Edgewater, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Edgewater, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Mike Dickson
115 River Rd Suite 109, Edgewater, NJ 07020
2012477990
Aura Home Loans
3 Myrtle Ave, Edgewater, NJ 07020
6094002872
An FHA loan specialist in Edgewater, New Jersey helps homebuyers navigate Federal Housing Administration loans. These loans are popular in Bergen County due to lower down payment requirements. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Edgewater Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent. Appraisal fees range from $500 to $700, and credit report fees are about $30 to $50. Closing costs in New Jersey generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Edgewater?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through FHA loan applications. They help with credit requirements, property appraisals, and New Jersey specific closing procedures.
What are the FHA loan limits for Edgewater New Jersey?
For 2025, the FHA loan limit for a single-family home in Bergen County is $1,149,825. This higher limit applies because Edgewater is in a high-cost area. Limits are updated annually by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.