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Looking for a fha loan specialist in East Windsor? Review the directory below to compare your options.
4 agents listed
Updated May 2026
East Windsor, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in East Windsor, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
50 Millstone Rd BLDG 30001, East Windsor, NJ 08520
6093712373
Chase Mortgage
392 US-130, East Windsor, NJ 08520
6094434104
Bank of America Home Mortgage
319 US-130 STE 1C, East Windsor, NJ 08520
8004321000
PNC Mortgage
440 US-130, East Windsor, NJ 08520
6094261833
FHA loan specialists in East Windsor New Jersey help borrowers secure government-backed mortgages with lower down payments. These loans are popular for first-time homebuyers and those with less-than-perfect credit. New Jersey law requires all loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in East Windsor Cost?
Typical costs for an FHA loan in New Jersey include an upfront MIP of 1.75 percent of the loan amount and annual MIP ranging from 0.45 to 1.05 percent. Closing costs in East Windsor generally range from 2 to 5 percent of the purchase price. Lender origination fees vary but are often around 1 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in East Windsor?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment assistance, and property eligibility under HUD guidelines.
What are the FHA loan limits for East Windsor New Jersey?
For 2024 the FHA loan limit for a single-family home in Mercer County is $498,257. Higher limits apply for multi-unit properties. These limits are set by HUD and updated annually.
Do FHA loans require mortgage insurance in New Jersey?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require an annual mortgage insurance premium that varies based on loan term and down payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.