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FHA Loan Specialists in East Brunswick, NJ

Looking for a fha loan specialist in East Brunswick? Review the directory below to compare your options.

12 agents listed
Updated May 2026
East Brunswick, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 12 fha loan specialists in East Brunswick, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chuck Tegano, CMA - AnnieMac Home Mortgage
197 NJ-18 Suite 110S, East Brunswick, NJ 08816
7323170735
PrimeLending, A PlainsCapital Company - Brunswick
197 NJ-18 Suite 205N, East Brunswick, NJ 08816
7325437200
Jersey Financial: Mortgage Broker Division — Powered by Axios Financial
180 Tices Ln Bldg A - Suite 104B, East Brunswick, NJ 08816
8885341117
Jerry Pucci NMLS 2040841 PrimeLending
197 NJ-18 Suite 205N, East Brunswick, NJ 08816
7327130124
Gallo Mortgage Team with Aceland Mortgage, LLC
16 Emerson St, East Brunswick, NJ 08816
7322396221
Advisors Mortgage Group - East Brunswick, NJ
317 Rues Ln, East Brunswick, NJ 08816
7323904800
Arthur Kautsky at Guaranteed Rate Affinity (NMLS #12707)
51 Arthur St Ste H, East Brunswick, NJ 08816
7328509076
Bryan Luckner, 626324, PrimeLending
197 NJ-18 Suite 205N, East Brunswick, NJ 08816
7324707209
U.S. Home Capital, LLC
204 NJ-18, East Brunswick, NJ 08816
7323778888
Michael Levine
557 Cranbury Rd suite 23, East Brunswick, NJ 08816
7322672067
Charles Tegano at AnnieMac Home Mortgage
197 NJ-18 Suite 3002, East Brunswick, NJ 08816
7323170735
Vikram patel at AnnieMac Home Mortgage
197 NJ-18 Suite 3002, East Brunswick, NJ 08816
7323170731

An FHA loan specialist in East Brunswick, New Jersey helps homebuyers navigate FHA-insured mortgages, which are popular for first-time buyers and those with lower credit scores. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Truth-in-Consumer Contract, Warranty and Notice Act. Local specialists understand Middlesex County property values and can guide you through the FHA appraisal process required for homes in East Brunswick.

What Does a FHA Loan Specialist in East Brunswick Cost?

Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender fees range from 500 to 1,500 dollars, and appraisal costs are about 400 to 700 dollars. Closing costs in Middlesex County average 3 to 5 percent of the home price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for East Brunswick New Jersey?
For 2024, the FHA loan limit for a single-family home in Middlesex County is $498,257. This limit applies to most areas in East Brunswick and is set by the U.S. Department of Housing and Urban Development.
What credit score do I need for an FHA loan in New Jersey?
You need a minimum credit score of 580 to qualify for a 3.5 percent down payment FHA loan. If your score is between 500 and 579, you may still qualify but must put down 10 percent.
Are there New Jersey specific rules for FHA loan inspections?
Yes, New Jersey requires FHA appraisers to check for lead-based paint in homes built before 1978. The FHA also mandates a property condition report that meets New Jersey's building code standards.