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Looking for a fha loan specialist in Clinton? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Clinton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 fha loan specialists in Clinton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Al Esposito at Guaranteed Rate Affinity (NMLS #106827)
186 Center St, Clinton, NJ 08809
9085465617
Joe Johnson at Guaranteed Rate Affinity (NMLS #460181)
186 Center St, Clinton, NJ 08809
9085465642
Daniel Long at Guaranteed Rate Affinity (NMLS #2090763)
186 Center St, Clinton, NJ 08809
7323798629
Guaranteed Rate of Clinton
12 E Main St Unit C, Clinton, NJ 08809
6094813623
An FHA loan specialist in Clinton, New Jersey helps homebuyers navigate Federal Housing Administration loans. These loans are popular in Hunterdon County due to lower down payment requirements and flexible credit standards. Specialists in Clinton understand New Jersey specific property tax laws and local appraisal processes.
What Does a FHA Loan Specialist in Clinton Cost?
Typical costs for an FHA loan specialist in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.5 percent of the loan. Appraisal fees in Clinton average $500 to $700. Closing costs usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Clinton New Jersey?
Most lenders require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. New Jersey law does not set a higher state minimum.
What is the FHA loan limit for Clinton New Jersey?
For 2024 the FHA loan limit for a single family home in Hunterdon County is $498,257. This limit applies to Clinton and surrounding areas. Higher limits apply for multi unit properties.
Can I use an FHA loan for a condo in Clinton New Jersey?
Yes but the condo project must be on the FHA approved list. Many condos in Clinton and Hunterdon County are not automatically approved. Your specialist can check the HUD database for eligibility.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.