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FHA Loan Specialists in Billings, MT

Looking for a fha loan specialist in Billings? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Billings, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 19 fha loan specialists in Billings, MT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Billings NMLS ID 2569052
1500 Poly Dr #107, Billings, MT 59102
4068319335
Guild Mortgage - Dede Stoner
3127 Central Ave #4, Billings, MT 59102
4062370104
Brian Hafner
2646 Grand Ave Suite 2, Billings, MT 59102
4062942661
Debbie Kay Raden at Cornerstone Home Lending | NMLS# 252926
2044 Broadwater Ave Suite B and C, Billings, MT 59102
3033953473
Guild Mortgage - Sheri Pexa
3127 Central Ave #4, Billings, MT 59102
6055455663
Sandy Wong - Guild Mortgage
3127 Central Ave #4, Billings, MT 59102
4062068106
Katelyn Betcher - SecurityNational Mortgage Company Loan Officer
960 S 24th St W I, Billings, MT 59102
5305159065
Chris Ackerman at Rate (NMLS #450337)
3000 7th Ave N Suite 100, Billings, MT 59101
4068607212
Kamber Kelly at CrossCountry Mortgage
485 S 24th St W Suite B, Billings, MT 59102
4062089676
Universal Lending Home Loans Powered by Lower LLC NMLS #1124061 Branch ID #2546257
2646 Grand Ave Suite 2, Billings, MT 59102
4062942660
Division Mortgage Group
1320 Division St, Billings, MT 59101
4062947207
CrossCountry Mortgage
485 S 24th St W Suite B, Billings, MT 59102
4067940190
Andria Eames at CrossCountry Mortgage
485 S 24th St W Suite B, Billings, MT 59102
4066905680
Tami Hartmann - Stockman Bank
402 N Broadway, Billings, MT 59101
4068964812
Guild Mortgage Company
3127 Central Ave #4, Billings, MT 59102
4062522600
Kimberly MacDonald-U.S. Bank Mortgage
6 24th St W, Billings, MT 59102
4066551699
Wallinder Mortgage Brokers
746 Grand Ave, Billings, MT 59101
4066554343
Rate
3000 7th Ave N Suite 100, Billings, MT 59101
2084252397
Guild Mortgage - Lexie Williams
3127 Central Ave #4, Billings, MT 59102
4062370142

FHA loan specialists in Billings Montana help borrowers qualify for government-backed home loans with lower down payments and flexible credit requirements. Montana law requires all mortgage loan originators to be licensed through the Montana Division of Banking and Financial Institutions. Local specialists understand Billings real estate market conditions and can guide you through FHA loan limits specific to Yellowstone County.

What Does a FHA Loan Specialist in Billings Cost?

Typical costs for FHA loan specialist services in Montana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in Billings usually range from 2 to 5 percent of the loan amount. These costs vary based on the lender loan size and borrower qualifications. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Billings do?
An FHA loan specialist helps you navigate the FHA loan process from pre-approval to closing. They review your financial situation explain FHA requirements and submit your application to FHA-approved lenders in Montana.
What are the FHA loan limits for Billings Montana in 2025?
For 2025 the FHA loan limit for a single-family home in Yellowstone County is $524,225. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.