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Looking for a fha loan specialist in Bozeman? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Bozeman, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 19 fha loan specialists in Bozeman, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GoPrime Mortgage Inc.
2015 Charlotte St, Bozeman, MT 59718
4066246330
Sara Koelzer at Rate (NMLS #400361)
1001 W Oak St Building C Suite 110, Bozeman, MT 59715
4065806604
Emily Kennedy - Stockman Bank
1433 N 19th Ave, Bozeman, MT 59718
4065564125
Gum Tree Mortgage
290 W Haley Springs Rd Unit 1A, Bozeman, MT 59718
4064140501
Fairway Independent Mortgage Corporation
1811 W Koch St, Bozeman, MT 59715
4065771752
PrimeLending, A PlainsCapital Company - Bozeman
924 Stoneridge Dr Suite #2, Bozeman, MT 59718
4065777116
Kelly Gaugler - Stockman Bank
1433 N 19th Ave, Bozeman, MT 59718
4065816948
Kalli Lally, Union Home Mortgage
2246 Boot Hill Ct Suite 5, Bozeman, MT 59715
4068533109
Hyde Montana: Mortgage and Real Estate
2066 Stadium Dr #202, Bozeman, MT 59715
4065569017
Chris Opstedal. Cornerstone First Mortgage.
1001 W Oak St Bldg C STE 111, Bozeman, MT 59715
4065990497
Beau Albright - Stockman Bank
1815 S 19th Ave, Bozeman, MT 59718
4065564115
Shannon O'Hare at CrossCountry Mortgage
4575 Valley Commons Dr Ste #204, Bozeman, MT 59718
4062069392
Evergreen Home Loans Bozeman NMLS ID 2563045
822 Stoneridge Dr Suite 1, Bozeman, MT 59718
4066245965
Jamie Rainey - GoPrime Mortgage, Inc. Loan Officer NMLS 1192115
2015 Charlotte St # 3, Bozeman, MT 59718
4067815617
U.S. Bank-Mortgage Sales Supervisor-Gina N Marshall
1460 N 19th Ave, Bozeman, MT 59718
4065223293
Chad Wellon at Guaranteed Rate(NMLS #346560)
1001 W Oak St Building C, Suite 100, Bozeman, MT 59715
4062952249
Sarah DePew at CrossCountry Mortgage
1931 Stevens St UNIT A, Bozeman, MT 59718
4065318720
Kaycee Morgen, NMLS 707804, PrimeLending
924 Stoneridge Dr Suite #2, Bozeman, MT 59718
4065791170
Guild Mortgage Company
116 N Bozeman Ave Ste 100A, Bozeman, MT 59715
4065811435
FHA loan specialists in Bozeman, Montana help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Montana law requires all mortgage loan originators to be licensed through the Montana Division of Banking and Financial Institutions. Local specialists understand Bozeman's unique real estate market and can guide you through FHA loan limits specific to Gallatin County.
What Does a FHA Loan Specialist in Bozeman Cost?
Typical costs for FHA loan specialist services in Montana include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Bozeman average 2% to 5% of the purchase price. These figures are general estimates and actual costs vary by lender, loan amount, and borrower qualifications. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bozeman Montana?
For 2024, the FHA loan limit for a single-family home in Gallatin County is $498,257. This limit is higher than the standard national limit due to Bozeman's high-cost housing market. Limits are updated annually by the Department of Housing and Urban Development.
What credit score do I need for an FHA loan in Montana?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10%. Each lender in Montana may have their own overlays on top of FHA minimums.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.