FHA Loan Specialists in Helena, MT
Compare fha loan specialists in Helena. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Montana before hiring.
Showing 15 fha loan specialists in Helena, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Helena Cost?
Typical costs for FHA loan specialist services in Helena include an origination fee of 1% of the loan amount and a mortgage insurance premium of 1.75% upfront plus 0.55% annually. Appraisal fees range from $500 to $700. Closing costs usually total 2% to 5% of the loan amount. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Helena do?
An FHA loan specialist helps you apply for and close an FHA-insured mortgage. They review your finances, explain Montana-specific property eligibility rules, and submit your loan package to an FHA-approved lender.
What are the FHA loan limits for Helena Montana in 2025?
For 2025, the FHA loan limit for a single-family home in Lewis and Clark County is $498,257. Higher limits apply for duplexes, triplexes, and fourplexes. Check with a specialist for current figures.
Do I need a special license to work with an FHA loan specialist in Montana?
Yes. Montana requires all mortgage loan originators to hold a valid license from the Montana Division of Banking. You can verify a specialist license on the Nationwide Mortgage Licensing System website.