Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 14 fha loan specialists in Village of Clarkston, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenny Miller - Ross Mortgage Corporation
7151 N Main St, Village of Clarkston, MI 48346
2484955911
Marc Edelstein - Ross Mortgage Corporation
7151 N Main St #5, Village of Clarkston, MI 48346
2486582643
Priority Mortgage Lending
6978 Dixie Hwy ste b, Village of Clarkston, MI 48346
2484318784
Edward Tilk, Ruoff Mortgage
20 W Washington St #7, Village of Clarkston, MI 48346
7346923333
Craig Chamberlain, Ruoff Mortgage
20 W Washington St #7, Village of Clarkston, MI 48346
2483908975
George Mansour - Ross Mortgage Corporation
7151 N Main St, Village of Clarkston, MI 48346
2487055510
Ruoff Mortgage - Clarkston
20 W Washington St #7, Village of Clarkston, MI 48346
2482416211
Tim Merritt - Ross Mortgage Corporation
7151 N Main St #5, Village of Clarkston, MI 48346
2485058861
Action Mortgage of Michigan
5631 Sashabaw Rd, Village of Clarkston, MI 48346
2486208664
Independence Lending: Sean Smith, Mortgage Broker
5910 S Main St, Village of Clarkston, MI 48346
2488751622
Becky Freeman, Ruoff Mortgage
20 W Washington St #7, Village of Clarkston, MI 48348
2483102316
Cason Home Loans - Clarkston
7131 Dixie Hwy, Village of Clarkston, MI 48346
8666670900
Meredith Tyack - National Home Lending, a division of Gold Star Mortgage Financial Group
6060 Dixie Hwy Suite G, Village of Clarkston, MI 48346
2486231234
Melinda Thomas - Chase Home Lending Advisor - NMLS ID 134313
6670 Dixie Hwy, Village of Clarkston, MI 48346
2484250123
What Does a FHA Loan Specialist in Village of Clarkston Cost?
Typical costs for an FHA loan specialist in Michigan include an origination fee of 1 to 1.5 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Third party costs such as appraisal and credit report fees range from 500 to 1,000 dollars. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Village of Clarkston?
An FHA loan specialist helps borrowers understand FHA loan requirements, gather documents, and submit applications. They guide you through Michigan specific rules such as the 3.5 percent minimum down payment and the requirement that the home be your primary residence.
What are the FHA loan limits for Oakland County Michigan?
For 2024 the FHA loan limit for a single family home in Oakland County is 498,257 dollars. This amount can change each year based on median home prices. A specialist can confirm the current limit for your purchase.
Do I need a special inspection for an FHA loan in Michigan?
Yes an FHA appraisal includes a property condition review to ensure the home meets minimum standards set by HUD. Michigan properties must have a functioning heating system, safe electrical wiring, and no lead based paint hazards for homes built before 1978.