ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Bingham Farms. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Bingham Farms, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 8 fha loan specialists in Bingham Farms, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rapid Home Lending Inc.
30700 Telegraph Rd Suite 4600, Bingham Farms, MI 48025
2485379200
Woodward Home Lending
30100 Telegraph Rd, Bingham Farms, MI 48025
3136991866
Mortgage Depot, LLC
30800 Telegraph Rd # 2985, Bingham Farms, MI 48025
2489974919
Mortgage Express, Inc.
30400 Telegraph Rd suite 401, Bingham Farms, MI 48025
2484178982
The Mortgage Factory
30600 Telegraph Rd Suite 3155, Bingham Farms, MI 48025
2482669300
Horizon Financial Group, Inc.
30150 Telegraph Rd # 320, Bingham Farms, MI 48025
2485387162
Next Door Lending
30200 Telegraph Rd Ste 105, Bingham Farms, MI 48025
8888853667
Capital Mortgage Funding powered by CMG Home Loans, NMLS ID#1820
32100 Telegraph Rd Ste 220, Bingham Farms, MI 48025
2485697283
An FHA loan specialist in Bingham Farms, Michigan can help homebuyers navigate the Federal Housing Administration loan process. These loans are popular in Oakland County due to lower down payment requirements and flexible credit guidelines. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Bingham Farms Cost?
Typical costs for an FHA loan specialist in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05%. Closing costs in Bingham Farms generally range from 2% to 5% of the purchase price. Lender origination fees vary but often fall between 0.5% and 1% of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Bingham Farms do?
An FHA loan specialist guides borrowers through the FHA loan application and approval process. They help determine eligibility, gather required documents, and coordinate with lenders. In Michigan, specialists must comply with state licensing rules under the Michigan Mortgage Lenders Act.
What are the FHA loan limits for Bingham Farms Michigan?
For 2024, FHA loan limits in Oakland County are set at a standard floor of $498,257 for a single-family home. High-cost area limits may apply if the county qualifies. These limits are updated annually by the Department of Housing and Urban Development (HUD).
How long does the FHA loan process take in Michigan?
The typical FHA loan process in Michigan takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed. Michigan law requires a three-day right of rescission after signing loan documents.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Bingham Farms who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.