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Directory of fha loan specialists in Ada, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Ada, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 8 fha loan specialists in Ada, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Jonathan Arnold
6410 Knapp St NE, Ada, MI 49301
6165812374
Guild Mortgage Company
6410 Knapp St NE, Ada, MI 49301
6169186564
David Crump at Guild Mortgage
6410 Knapp St NE, Ada, MI 49301
6165544100
Melissa Rau - Preferred Rate
452 Ada Dr SE Suite 245, Ada, MI 49301
6168135201
Guild Mortgage - Stephanie Wood
6410 Knapp St NE, Ada, MI 49301
6166351110
Mallory Strotheide - Preferred Rate
452 Ada Dr SE Suite 245, Ada, MI 49301
5175261228
Guild Mortgage - Brian Ferrick
6410 Knapp St NE, Ada, MI 49301
6164851603
Guild Mortgage - Harrison Palmer
6410 Knapp St NE, Ada, MI 49301
6165025497
An FHA loan specialist in Ada, Michigan can help you navigate the Federal Housing Administration loan process. These loans are popular in Michigan due to lower down payment requirements and flexible credit guidelines. Local specialists understand Michigan specific property tax laws and the unique housing market in Kent County.
What Does a FHA Loan Specialist in Ada Cost?
FHA loan costs in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs typically range from 3,000 to 6,000 dollars depending on the lender and property. Appraisal fees in Ada are usually 500 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Ada Michigan?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet HUD safety and appraisal standards. Michigan law does not add extra requirements beyond federal FHA rules.
How do I find an FHA loan specialist in Ada?
You can search for lenders approved by the U.S. Department of Housing and Urban Development in Ada. Many local banks and mortgage companies offer FHA loans. Check the HUD website for a list of approved lenders in Michigan.
What are the FHA loan limits for Ada Michigan?
FHA loan limits for Kent County in 2024 are 498,257 dollars for a single family home. Higher limits apply for duplexes and larger properties. These limits are set by HUD and change each year based on local median home prices.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.