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Find FHA Loan Specialists Near You in Spring Lake, MI
Looking for a fha loan specialist in Spring Lake? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Spring Lake, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 fha loan specialists in Spring Lake, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LeaderOne Financial Julie Sustaita
518 W Savidge St Suite 3, Spring Lake, MI 49456
2317500790
Revolution Mortgage - Dan Vaughan
14998 Cleveland St STE F, Spring Lake, MI 49456
2317204858
Haven Home Loans - Bryan & Emily Paul
110 W Savidge St Suite 200, Spring Lake, MI 49456
6166382852
An FHA loan specialist in Spring Lake, Michigan can guide you through the process of obtaining a government-backed mortgage. These loans are popular in Michigan due to their lower down payment requirements and flexible credit standards. Local specialists understand the specific housing market in Ottawa County and can help you navigate Michigan property tax and insurance requirements.
What Does a FHA Loan Specialist in Spring Lake Cost?
Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums ranging from 0.45% to 1.05% of the loan balance. Closing costs in Spring Lake generally range from 2% to 5% of the purchase price. These costs vary based on loan size, credit score, and lender fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Spring Lake do?
An FHA loan specialist helps you prepare and submit your mortgage application for a Federal Housing Administration insured loan. They review your financial documents, explain FHA guidelines, and coordinate with lenders to secure financing for your home purchase in Spring Lake.
What are the FHA loan limits for Spring Lake Michigan?
For 2024, the FHA loan limit for a single-family home in Ottawa County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to most areas in Michigan. Higher limits may apply for multi-unit properties.
Do I need a special license to work with an FHA loan specialist in Michigan?
FHA loan specialists in Michigan must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete continuing education requirements under Michigan Public Act 173 of 2008, which regulates mortgage lending.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.