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Directory of fha loan specialists in Southfield, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Southfield, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 20 fha loan specialists in Southfield, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Extreme Loans
29444 Northwestern Hwy, Southfield, MI 48034
8002490080
John Adams Mortgage Company
26261 Evergreen Rd Ste. 510, Southfield, MI 48076
2482083900
Mortgage Center
26555 Evergreen Rd #900, Southfield, MI 48076
8003534449
Central Mortgage Funding, LLC
29777 Telegraph Rd Suite 4500, Southfield, MI 48034
8003138292
Lakeview Lending
25925 Telegraph Rd # 300, Southfield, MI 48033
2489407700
DynaGen Lending
28588 Northwestern Hwy Suite 400, Southfield, MI 48034
2489702744
Denali Funding Group
18000 W Nine Mile Rd 10th floor, Southfield, MI 48075
2484320222
Loan City Powered by Texana Bank
17040 W 12 Mile Rd #200, Southfield, MI 48076
8663762221
Mortgage Resource Plus, Inc
29201 Telegraph Rd #611, Southfield, MI 48034
2486424600
Assure Loans
29500 Telegraph Rd # 200, Southfield, MI 48034
2489295764
Estate Financial
18000 W Nine Mile Rd, Southfield, MI 48075
2489702475
Lending Pros
24725 W 12 Mile Rd Suite 340, Southfield, MI 48034
2482237800
Prime Home Lending
24725 W 12 Mile Rd Ste. 316, Southfield, MI 48034
2489974900
Independence Home Loans
3000 Town Center suite 2950, Southfield, MI 48075
4808055574
Darren Tooley - Union Home Mortgage
24359 Northwestern Hwy Suite 225, Southfield, MI 48075
2482452649
Extreme Loans: Trevor Aspiranti
29444 Northwestern Hwy, Southfield, MI 48034
5862061390
Sandra Hamlin at CrossCountry Mortgage
29777 Telegraph Rd Suite 1560, Southfield, MI 48034
2487446183
Amber Shavers - Mortgage Lender
28475 Greenfield Rd Ste 113 PMB 35894, Southfield, MI 48076
2484698996
Ryan Stone at CrossCountry Mortgage
29777 Telegraph Rd Suite 1560, Southfield, MI 48034
6307963472
Amy Prather - Mortgage Center
26555 Evergreen Rd #900, Southfield, MI 48076
6168134081
An FHA loan specialist in Southfield Michigan can guide you through the process of obtaining a government-backed mortgage. These loans are popular in Michigan because they allow lower down payments and have flexible credit requirements. Local specialists understand Michigan property values and the specific FHA loan limits for Oakland County.
What Does a FHA Loan Specialist in Southfield Cost?
Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) of 0.45% to 1.05% depending on loan term and down payment. Closing costs in Southfield generally range from 2% to 5% of the purchase price. These costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Southfield?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They explain Michigan-specific rules like property condition standards and local appraisal guidelines.
What are the FHA loan limits for Southfield Michigan?
For 2025, the FHA loan limit for a single-family home in Oakland County Michigan is $498,257. This amount can change annually based on the Federal Housing Administration guidelines and local median home prices.
Do I need a special license to be an FHA loan specialist in Michigan?
Yes. In Michigan, mortgage loan originators must hold a valid license through the Nationwide Multistate Licensing System (NMLS). They must also complete continuing education and pass a background check to offer FHA loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.